Beleza RealThe woman who chose herself
You did not postpone this procedure out of fear. You postponed it because of the price. Plano Beleza Real is the path for a woman who has already decided and wants to get there with no interest and no debt.
We answer in English and in Portuguese, Monday to Friday, 9am to 6pm.
Elisabete Marinho
Almost always the same scene
It was not the result that scared you
It was the price in full. And from there the conversation changed subject.
The quote arrived
You liked the professional, you understood the procedure, and you froze at the number. Nobody has that amount sitting in the bank.
You thought about instalments
On a credit card or a loan, the same procedure costs a lot more in the end. And you know that.
So you postponed
Postponing became the plan. Except postponing has no date, and a whole year goes by while you wait for money to be left over.
One plan, four steps
How it works
It is a services consortium: a structure written into Brazilian law that lets a group of people organise themselves to reach the same goal without interest.
1. You bring the quote
The value of your procedure defines the plan. The clinic, the professional and the date are your choice, always.
2. You choose the term
Your instalment is the value divided by the term you picked. No interest, no down payment. A service cost is already inside the instalment, and you see it in writing before you sign.
3. A simple review
It confirms the instalment fits your month until the end. That protects you. If it does not fit, we say so to your face.
4. Your turn arrives
When you are drawn or when you bid, the credit is released and you book your procedure. You can bring part of your own instalments forward to move ahead in the queue.
What you need
A CPF, a Brazilian address and a bank account in Brazil. Payment is made in Brazilian reais.
Where the money sits
The plan is run by administrators authorised and supervised by the Central Bank of Brazil, and the group's money is legally separate from their own cash. Plano Beleza Real does not hold your money.
Read this part twice
What we do not promise
No guaranteed date
Your turn comes by draw or by bid. Anyone who guarantees you a month is misleading you.
Not for next month
If you need the procedure in thirty days, this is not your path, and we would rather tell you now.
A medium term commitment
If you leave in the middle, you do not lose what you paid, but you do not get it back on the spot either. The rule and the deadline are written in your contract.
We also do not recommend doctors, and there is no commission of any kind between Plano Beleza Real and clinics or professionals. That choice is yours.
Nobody needs to sit around waiting for money to be left over.
Left over is not a plan. A plan is choosing the amount, knowing what goes out each month and having a date to start counting from.
Who is behind it
Elisabete Marinho
Elisabete has worked with planning and protection since 2010, with technical accreditation recognised by SUSEP, a degree in Insurance Management and an MBA in Entrepreneurship and Business. The office is in Morumbi, São Paulo, and receives clients by appointment.
Aesthetics solves the procedure. The plan solves the path to it, and whoever does one rarely does the other well.